1. Introduction and Acceptance

1.1 These Terms of Service ("Terms") govern your access to and use of the BlockRiver AG website located at [www.blockriver.com] or your actual domain] (the "Website").

1.2 BlockRiver AG is a Swiss company registered in Switzerland (the "Company," "we," "us," or "our").

1.3 By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website.

1.4 These Terms constitute a legally binding agreement between you (the "User" or "you") and BlockRiver AG.

2. Eligibility and Restrictions

2.1 Professional Clients Only

The Website and the information contained on it are intended exclusively for corporate entities and institutional investors who qualify as professional clients.

The Website is NOT intended for:

• Retail clients or individual persons
• Residents of restricted jurisdictions
• Persons under the age of 18

2.2 Geographic Restrictions

The Website and our services are NOT available to persons or entities located in, incorporated in, or subject to the jurisdiction of:

• United States of America
• Sanctioned jurisdictions
• Any jurisdiction where access would be unlawful

By accessing the Website, you represent and warrant that you are not located in, incorporated in, or subject to the jurisdiction of any restricted territory.

2.3 Compliance with Laws

You are responsible for ensuring that your access to and use of the Website complies with all applicable laws and regulations in your jurisdiction.

2.4 User Representations and Warranties

By accessing and using the Website, you represent and warrant that:

• You are a duly organized and validly existing corporate entity in good standing
• You have full power and authority to access and use the Website
• Your use of the Website does not violate any applicable laws or regulations
• You are not subject to any sanctions or restrictions that would prohibit use of our services
• All information you provide to us is accurate, complete, and current
• You are not accessing the Website on behalf of any retail client or individual investor
• You understand that crypto-assets involve substantial risks
• You have obtained any necessary internal approvals or authorizations to access the Website

3. Website Access and Use

3.1 License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for informational purposes only.

3.2 Prohibited Uses

You agree NOT to:

• Use the Website for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to any part of the Website, other users' accounts, or computer systems connected to the Website
• Use any automated means (including robots, scrapers, or data mining tools) to access or collect data from the Website
• Interfere with or disrupt the Website or servers or networks connected to the Website
• Transmit any viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Use the Website to transmit unsolicited commercial communications
• Reverse engineer, decompile, or disassemble any part of the Website
• Remove, obscure, or alter any copyright, trademark, or other proprietary notices
• Use the Website in any manner that could damage, disable, or impair the Website
• Attempt to circumvent any security features of the Website

3.3 Availability

We do not guarantee that the Website will be available at all times or that it will be uninterrupted or error-free. We reserve the right to suspend, withdraw, or modify the Website at any time without notice.

3.4 Accessibility

We strive to make our Website accessible to all users. However:

• We do not guarantee that the Website will be accessible on all devices or browsers
• Some features may not be available on mobile devices
• We are not responsible for accessibility issues caused by your device, browser, or internet connection
• If you experience accessibility issues, please contact us at compliance@blockriver.com

4. Intellectual Property Rights

4.1 Ownership

All content on the Website, including but not limited to text, graphics, logos, images, software, code, and design (the "Content"), is the property of BlockRiver AG or its licensors and is protected by:

• Swiss and international copyright laws
• Trademark laws
• Other intellectual property rights

4.2 Restrictions

You may not:

• Copy, reproduce, distribute, or create derivative works from the Content without our prior written consent
• Use the Content for commercial purposes without our authorization
• Remove or modify any copyright, trademark, or other proprietary notices

4.3 Trademarks

"BlockRiver" and associated logos are trademarks of BlockRiver AG. You may not use our trademarks without our prior written permission.

4.4 Limited Use

You may:

• View and temporarily download portions of the Website for personal, informational, non-commercial use
• Print individual pages for your own reference

5. Information on the Website

5.1 No Investment Advice

The information on the Website:

• Is provided for informational purposes only
• Does NOT constitute investment, legal, tax, or financial advice
• Should NOT be relied upon as the basis for making investment decisions
• Must be independently verified

5.2 No Representation or Warranty

The information on the Website is provided "as is" without any representation, warranty, or guarantee of any kind, including but not limited to:

• Accuracy, completeness, or timeliness
• Fitness for a particular purpose
• Non-infringement of third-party rights

5.3 Changes to Information

We reserve the right to modify, update, or remove any information on the Website at any time without notice. Historical information may not reflect current circumstances.

5.4 Forward-Looking Statements

The Website may contain forward-looking statements regarding future events, market conditions, or business developments. Such statements are based on current expectations and assumptions and are subject to risks and uncertainties. Actual results may differ materially.

6. Third-Party Links and Content

6.1 Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for convenience only.

6.2 No Responsibility

We:

• Are NOT responsible for the content, accuracy, or practices of third-party websites
• Do NOT endorse or make any representations about third-party websites
• Are NOT liable for any damages arising from your use of third-party websites

6.3 Your Responsibility

When you access third-party websites, you do so at your own risk. We recommend that you review the terms and privacy policies of any third-party websites you visit.

7. Privacy and Data Protection

7.1 Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

7.2 By using the Website, you consent to the collection, use, and processing of your information as described in our Privacy Policy.

7.3 For questions about privacy or data protection, please contact: privacy@blockriver.com

8. Cookies

8.1 The Website uses cookies and similar technologies as described in our Cookie Policy.

8.2 By using the Website, you consent to our use of cookies in accordance with our Cookie Policy.

8.3 You can manage your cookie preferences through our cookie consent tool or your browser settings.

9. Limitation of Liability

9.1 Maximum Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BLOCKRIVER AG, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, OR USE
• BUSINESS INTERRUPTION
• LOSS OF BUSINESS OPPORTUNITIES

ARISING OUT OF OR RELATED TO:

• Your use of or inability to use the Website
• Any content on the Website
• Any errors, omissions, or inaccuracies in the Website
• Unauthorized access to or alteration of your data
• Any other matter relating to the Website

WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9.2 Aggregate Liability

In no event shall our total aggregate liability to you for all damages, losses, and causes of action exceed the amount of CHF 100 (one hundred Swiss Francs).

9.3 Essential Purpose

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability will be limited to the fullest extent permitted by law.

10. Indemnification

10.1 You agree to indemnify, defend, and hold harmless BlockRiver AG, its directors, officers, employees, affiliates, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Website
• Your violation of these Terms
• Your violation of any applicable law or regulation
• Your violation of any third-party rights, including intellectual property rights
• Any content you submit or transmit through the Website

10.2 We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense.

11. Disclaimers

11.1 "As Is" Basis

THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

11.2 Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY, COMPLETENESS, OR RELIABILITY OF CONTENT
• THAT THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
• THAT DEFECTS WILL BE CORRECTED
• THAT THE WEBSITE IS FREE OF VIRUSES OR HARMFUL COMPONENTS

11.3 No Professional Relationship

Use of the Website does not create any:

• Client relationship
• Advisory relationship
• Fiduciary duty
• Obligation on our part

12. Modifications to Terms

12.1 Right to Modify

We reserve the right to modify these Terms at any time. When we make changes, we will:

• Update the "Last Updated" date at the top of these Terms
• Post the revised Terms on the Website

12.2 Your Acceptance

Your continued use of the Website after changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Website.

12.3 Review Responsibility

You are responsible for regularly reviewing these Terms. We are not obligated to notify you of changes individually.

13. Termination

13.1 Termination by Us

We may, at our sole discretion, terminate or suspend your access to the Website at any time, without notice, for any reason, including but not limited to:

• Violation of these Terms
• Suspected fraudulent or illegal activity
• Request by law enforcement or regulatory authorities
• Technical or security reasons

13.2 Effect of Termination

Upon termination:

• Your right to use the Website immediately ceases
• Sections of these Terms that by their nature should survive termination shall survive, including but not limited to: intellectual property provisions, disclaimers, limitations of liability, indemnification, and governing law provisions

14. Governing Law and Jurisdiction

14.1 Swiss Law

These Terms and your use of the Website are governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law principles.

14.2 Jurisdiction

Any dispute arising out of or related to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Schwyz, Switzerland.

14.3 Waiver of Jury Trial

To the extent permitted by law, you waive any right to a jury trial in any proceeding arising out of or related to these Terms.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and BlockRiver AG regarding the Website and supersede all prior agreements and understandings.

15.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver by us shall be effective unless made in writing.

15.4 Assignment

You may not assign or transfer these Terms or any rights or obligations under these Terms without our prior written consent. We may assign these Terms without restriction.

15.5 Headings

The headings in these Terms are for convenience only and have no legal or contractual effect.

15.6 Language

These Terms are drafted in English. In the event of any inconsistency between the English version and any translation, the English version shall prevail.

15.7 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

This force majeure provision applies only to our obligations under these Terms. It does not excuse you from your obligations, including payment obligations if applicable under separate service agreements.

16. No Partnership or Agency

16.1 Nothing in these Terms creates any partnership, joint venture, employment, or agency relationship between you and BlockRiver AG.

16.2 You have no authority to bind BlockRiver AG or make commitments on our behalf.

17. Independent Legal Advice

17.1 You acknowledge that these Terms constitute a legal agreement and that you have had the opportunity to seek independent legal advice before agreeing to them.

17.2 By using the Website, you confirm that you have either obtained such advice or voluntarily chosen to proceed without it.

18. Complaints and Disputes

18.1 Internal Complaints

If you have any complaints about the Website, please contact us at: compliance@blockriver.com

We will acknowledge receipt of your complaint within 5 business days and provide a substantive response within 30 business days.

18.2 Alternative Dispute Resolution

Before resorting to litigation, we encourage you to contact us to seek a resolution of any dispute.

19. Contact Information

19.1 If you have any questions about these Terms, please contact us:

BlockRiver AG Asetstrasse 37, 6438, Ibach, Switzerland

General Inquiries: Contact Us Compliance: compliance@blockriver.com Privacy: privacy@blockriver.com

Document Accessibility:

If you require this document in an alternative format (large print, audio, braille, etc.) or have difficulty accessing any part of our Website, please contact us at privacy@blockriver.com and we will work to accommodate your needs.

20. Acknowledgment

20.1 BY USING THE WEBSITE, YOU ACKNOWLEDGE THAT:

• You have read and understood these Terms
• You agree to be bound by these Terms
• You meet the eligibility requirements to use the Website
• You are accessing the Website at your own initiative
• You understand the limitations and disclaimers contained in these Terms

Effective Date: 12-Feb-2026

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